Is it worth paying for 401(k) advice? – USA Today 03-06-13

Salient to Investors:

Studies suggest that investors who use advisers get better returns than individuals going at it alone. Advisers usually have confidence and discipline that are key factors in successful investing.

Most people do not have the time or interest in managing their own portfolios. Individual investors can be their own worst enemy by making emotional decisions about their investments; including bad timing like getting out of the market during a crisis, chasing hot sectors of the economy, or jumping into the latest investment fad being touted by the news media.

Read the full article at http://www.usatoday.com/story/money/personalfinance/2013/03/09/401k-investment-advisor/1968125/

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